Ghana - 3.6 Additional Services


The economy of Ghana has a diverse and rich resource base, including the manufacturing and exportation of digital technology goods, automotive and ship construction and exportation, and the exportation of diverse and rich resources such as gold, hydrocarbons, and industrial minerals. It is possible for an agency to procure locally to meet their programmes support needs.  

For more information on company contact details, please see the following link: 4.11 Additional Services Contact List.


Accommodations are available in the country and in most cases meet minimum criteria regarding security for agencies. The country has the capacity to host and support a large influx of demand. Hotels of good quality are available all over the country.  


Financial Service Providers 

Ghana’s financial services sector can be classified into three main categories i.e., banking, insurance, and capital markets. The sector has shown significant development over the past decade. Currently, there are 23 banks operating in the formal banking sector under different banking licenses. An organization can reasonably find economic services such as banks, credit card unions, accountancy companies, money transfer companies etc.  

Standard Chartered Bank Ghana Limited link 

Standard Chartered Bank Ghana Limited is a market – leading financial services brand in Ghana, listed on the Ghana Stock Exchange. It has operated for 128 years in the country and is currently the highest priced stock on the exchange. Its current network consists of 27 branches and 56 ATMs across Ghana.  


Main Office Details** 


87, Independence Avenue, Accra 

Contact Name 

Main Office 

Phone Number 




Main Office Hours of Operation: 


08:00 – 16:00 


08:00 – 16:00 


08:00 – 16:00 


08:00 – 16:00 


18:00 – 16:00 


09:00 – 14:00 



**Please include only the details for the Head Office of the FSP in the country. 


Other Locations*** 

Region(s) [Level 1 Admin. Districts] 

Major Regional Cities with FSP Locations 

Greater Accra 

Accra, Madina, Tema, Adabraka, Dansoman, Achimota, Abeka, Osu, Lego, Weija 

Central Region 



Kumasi, Kejetia, Obuasi 

Northern Region 


Western Region 


***Please list the top-level administrative districts for the country, and corresponding cities for each district where the FSP has an office or branch. 


Financial Services Offered 


Available (Yes/No) 

Other Comments (maximum/minimum transfer amounts, limitations on currency exchange, etc.) 

Currency Exchange 



Wire Transfers 



Remittance Capabilities 



Loan Transfers 





Debit cards, Online banking. 


Freight Forwarding Agents 

Freight forwarding agents are available in the country and provide good quality of service. For more information on freight forwarding agents, it is possibleplease to visit the following website  


Handling Equipment Rentals 

Freight handling equipment are available in the country for rent and/or for lease.  

Postal and Courier Services 

The major international couriers are operating in the country such as TNT, DHL, FEDEX and ARAMEX. Companies licensed as International Operators are authorized to handle international and domestic items. Companies licensed as Domestic Operators can only do business within the borders of Ghana. The Postal and Courier Services Regulatory Commission (PCSRC) is the regulator for the postal and courier sector in Ghana. The Commission is a statutory body created by an Act of Parliament – the Postal and Courier Services Regulatory Commission Act 2003, (Act 649). The establishment of the Commission formed part of the Government of Ghana’s postal sector reforms. In addition to the normal and express postal services, Ghana Post with its presence in the 10 regions of Ghana, offers a variety of financial services such as Cash Post: a domestic money transfer, MoneyGram and Western Union.  

Publishing/Printing Service Providers 

Publishing and printing services are available in the country and offer a good service quality.  


Taxi Companies 

Taxis are available in Accra and in the major cities in the country. There isn’t any taxi company in the country as the taxis are operated by individuals. It is not advisable to use a taxi as mean of transport especially after dark.   

Since few years, companies such as BOLT, UBER or YANGO have appeared in the taxi market, proposing, through an application, the taxi service and food delivery, at a cheap price. 



Vehicle Rental 

Vehicles for rent are available in the country. An organization can reasonably expect to meet their initial needs through renting.  


Electricity and Power  

The Volta River Authority (VRA) was established on April 26, 1961 with the mandate to generate, transmit and distribute electricity under the Volta River Development Act, Act 46 of the Republic of Ghana. 

However, following the promulgation of a major amendment to the Act within the context of the Ghana Government Power Sector Reforms in 2005, the VRA's mandate has now been largely restricted to generation of electricity. This amendment has created an enabling environment to attract Independent Power Producers (IPPs) into the Ghana Energy market. 

The amendment also hived-off the VRA's transmission function into a separate entity designated the Ghana Grid Company (GRIDCo), while the distribution agency, the Northern Electricity Department (NED), established in April 1987, also evolved into the Northern Electricity Distribution Company (NEDCo), a wholly owned standalone subsidiary of the VRA. 

The VRA has diversified its power generation portfolio to take advantage of available and sustainable sources of energy, mainly hydro, and natural gas and renewables. The Authority owns and operates a total installed electricity generation capacity of 2,532MW. The two main hydro plants, Akosombo and Kpong Generating Stations both located on the Volta River have 1,020MW and 160MW respectively. These are complemented by a 2.5MW Solar PV Plant at Navrongo in the Upper East Region, a 6.54MW Solar PV Plant at Lawra and a 13MW Solar PV Plant at Kaleo, both in the Upper West Region. 

The VRA also owns several thermal plants located in Aboadze near Takoradi, and the Tema enclave. The Authority’s thermal facilities include the 330MW Takoradi Thermal (T1) Power Station, a 340MW Takoradi International Company Thermal (T2) Power Plant, which is a joint venture (JV) between VRA and TAQA from Abu Dhabi; a 110MW Tema Thermal 1 Power Plant (TT1PP) now designated Station 2, an 80MW Tema Thermal 2 Power Plant (TT2PP) designated as Station 3, a 220MW Kpone Thermal Power Station (KTPS) and a 250MW Ameri Power Plant which the Government of Ghana handed over to VRA in January 2022 to manage as part of its portfolio. The Ameri Plant will be relocated from Aboadze to Kumasi to improve electric power reliability in the middle and northern belts of the country. 

As part of the Authority's expansion programme, VRA is exploring the re-powering of the 132MW T3 Plant at Takoradi and converting the existing 220MW Kpone Thermal Power Plant (KTPP) into a combined cycle power plant. 

To diversify the Authority’s generation portfolio and assist in achieving the Government’s Renewable Energy (RE) Policy objective, VRA formulated a Renewable Energy (RE) Policy to develop and operate RE plants in an efficient, cost-effective and environmentally sustainable manner. The second phase of the programme was set from 2016 to 2020 with about 100MW of Solar PV and 200MW of Wind Energy.  

Seeking to increase the Authority’s renewable footprint, a Rooftop Solar Photovoltaic and a Solar Car Park Installation with a capacity of 148kWp has been installed at the Head Office, Electro- Volta House. The installation is estimated to reduce electricity consumption by at least 23% while ensuring that some cost-saving is made on electricity use at the Head-office. Plans are underway to implement similar installations in the various VRA operational locations. 

The VRA is currently working to develop about 150MW of Wind Power at identified sites in the southern parts of the country. Feasibility Studies, Environmental and Social Impact Assessment (ESIA) and Grid Impact studies have been concluded for the first 75MW Wind Power project at Anloga, Srogbe and Anyanui in the Volta Region, for the project to kick-off in 2022. 

In order to ensure reliable plant operations and grid stability, the Government of Ghana and the Authority commenced processes in April 2021, to relocate the Ameri Power Plant from Aboadze to Kumasi, in the Ashanti Region. 

As part of the Authority's expansion programme, VRA is exploring the re-powering of the 132MW T3 Plant at Takoradi and converting the existing 220MW Kpone Thermal Power Plant (KTPP) into a combined cycle power plant. 

The power plants can be listed into four different categories: 

Hydro generation:  

  • Akosombo hydro plant 

  • Kpong hydro plant 

  • Thermal generation: 

  • Takoradi thermal power station 

  • Tema thermal power station 

  • Takoradi 3 (T3) thermal plant 

  • Kpone therma power station 

  • Renewables: 

  • Navrongo solar power plant 

  • Lawra solar power plant 

  • Kaleo solar power plant 

  • Wind energy 


Production Unit 

Type [1] 

Installed Capacity (MW) 

Akosombo Hydro Plant link 

Hydroelectric power 


Kpong Hydro Plant link 

Hydroelectric power 

160 MW 

Bui Hydro Plant link 

Hydroelectric power 

404 MW 

Takoradi thermal power station link 

Thermal power 

330 MW 

Takoradi 3 (T3) link 

Thermal power 

132 MW 

Tema Thermal 1 Power Plant link 

Thermal power station 1 

75 MW 

Tema Thermal 2 Power Plant link 

Thermal power 

Station 2 

126 MW 

Tema Thermal 3 Power Plant link 

Thermal power 

Station 3 

20.8 MW 

Kpone thermal power station link 

Thermal power 

220 MW 

Ameri power plant link 

Thermal power 

250 MW 


Thermal power 

126 MW 

Tokaradi 3 link 

Thermal power 

132 MW 

Sunon Asogli link 

Thermal power 

560 MW 

Kaleo power plant link 

Solar power 

13 MW 

Lawra power plant link 

Solar power 

6.5 MW 

Navrongo Solar Power Plant link 

Solar power 

2.5 MW 

Wind energy link 

Wind power 

150 MW (works in progress) 

E.g. Hydroelectric power, Thermal power… 


Waste Management and Disposal Providers 

The Ghanaian government is managing the waste management and disposal through its Ministry of Local Government Decentralisation and Rural Development (MLGRD). There are two modes of waste collection in Ghana: The House to House (HH) Collection Mode and the Communal Container Collection (CCC). The waste management service provider Zoomlion Ltd is very present in the country. 

Zoomlion Ghana Limited is specialized in delivering comprehensive waste management solutions. The services encompass the entire waste management process, starting from waste collection, composting & recycling, and landfill management, through haulage, transfer, sorting, recycling, and disposal, with over 5 million customers. 

Urban areas in Ghana produce a variety of waste. The predominant wastes being domestic solid waste, industrial waste and construction waste. These wastes are sent to a few dumpsites, but majority end up in drains, streams and open places. 

In Ghana, about 12,710 tons of solid waste are generated every day, with only 10 percent collected and disposed of properly. Plastic waste constitutes a large proportion of urban waste. 

The results indicate that Plastics/bags/bottles, food waste, paper/carton, tins/cans, and glasses are the major types of solid wastes in the study area. 

Ghana currently has only five engineered landfills; however, most of them are dysfunctional. Accra, for example, has no landfill site; therefore, most of the waste collected from the city is taken to Kpone in Tema, a city 24 km from Accra. 


Waste Disposal - Non-Hazardous 

Open dump and open burning are a common practice to dispose of waste in Ghana; Oblojo is the waste dumpsite in Accra and the Dompoase is a landfill in Kumasi.  

Waste Disposal – Hazardous 

Agbogbloshie is a former wetland, which is now home to one of the world's largest electronic waste dumps. Here people slash and burn electronic devices to salvage the metals inside them. 

Hundreds of thousands of tons of used electronics—mainly from Western Europe and the United States—are delivered in huge containers. 

The procedures and processes for disposing of Hazardous Waste are often unclear. There is a weak follow-up and control on the disposal of used motor oil, fuel, electronics / computers. Agbogbloshie is an informal E-waste recycling site in Ghana.  

The total amount of grey and black wastewater produced in urban Ghana is estimated to be approximately 280 million m3. This quantity of wastewater is mainly from domestic sources since most wastewater from industry is channelled into the ocean, streams or wetland and only about 10% of the urban wastewater emanating from the domestic and municipal sources is disposed off through sewage networks connected to treatment plants. 


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